Personal Banking
Loans
Folsom Lake Bank offers a variety of personal loans to meet your needs.
Overdraft Protection
Establish an Overdraft Protection Line with Folsom Lake Bank. Loan funds are automatically transferred to your checking account as needed.
Credit Card
Simplify your finances with a Folsom Lake Bank Credit Card.
Personal Loans or Lines of Credit
Personal loans or lines of credit can provide you access to funds for a variety of purposes. Folsom Lake Bank offers both secured and unsecured versions.
Automobile, Boat and Recreational Vehicle
We can make the purchase of your next auto, boat or RV easy with a pre-approved loan. Folsom Lake Bank offers competitive rates, flexible terms, and personal hands-on service to help you secure the appropriate loan.
Home Equity Line of Credit
If you have substantial equity in your home, a Home Equity Line of Credit provides you with easy access to loan funds now and in the future. Enjoy the convenience of writing a check from your equity line for the amount that you need. You may qualify for a Home Equity Line of Credit of $10,000 to $500,000. Interest paid on your HELOC may be tax deductible (please consult your tax advisor).
Home Equity Loan
A Folsom Lake Bank Home Equity Loan has a fixed repayment term and a fixed interest rate. You receive your loan funds in one lump sum at loan closing. The advantage, you know the exact payment amount and loan term. Choose a Home Equity Loan to meet your specific borrowing needs such as home remodeling, building a pool or college tuition. You may qualify for a Home Equity Loan of $10,000 to $500,000. Interest paid on your Home Equity Loan may be tax deductible (please consult your tax advisor).
Residential Construction Financing
If its time to build your dream home, come to Folsom Lake Bank for flexible construction financing. Our experienced real estate lenders are dedicated to providing you with competitive terms and responsive service.
Consumer Checking, Savings and Money Marketing Accounts
Click here for details on our Personal Banking products
Certificates of Deposit
- terms from 30 days to 5 years
- $1,000 minimum
Individual Retirements Accounts (IRA)
- Traditional and Roth IRAs available
- Rollovers and transfers accepted at no charge
Other Conveniences
- Cashier’s Checks
- Wire Transfer
- Night Depository
- Bank by Mail
- Direct Deposit
- Safe Deposit Boxes
- MasterCard Debit Card
- Money Pass ATM Network
- Internet Banking
- Bill Pay Service
